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Full Service Mortgage Origination Team with CSMC Mortgage

Millionaire to Millennials: The Costly Mistake of Not Buying Now

On his personal website, self-made millionaire David Bach makes a striking statement:  “Not prioritizing homeownership is the single biggest mistake millennials are making.”  He further stated, “Buying a home is an escalator to wealth.” Bach explains: “Young adults in particular aren’t hopping on this escalator, and it’s a costly mistake…If millennials don’t buy a home, their chances of…
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Buyers trying to cut corners? Don’t make these 6 mistakes

 “Measure twice, cut once,” so the old age goes. Buying a home is an expensive proposition, no matter how you slice it.  It entails many significant costs, and for many, this is the single largest purchase they’ve made in their entire lives. No matter whether they are spending $200,000 or $2 million on a home,…
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5 Factors that make up your credit score

Credit scores surprise many people who assume that if they never miss a payment, their FICO must be good. But your credit score is more than just your payment history. It takes 5 factors to create a credit score: Payment history Credit utilization (amounts owed and number of accounts) Credit mix New credit Length of…
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What to Expect for a Rental Property Down Payment

If you’ve got extra cash, you might consider investing that money in a rental property. Rentals can help diversify your investment portfolio and build financial stability. If you haven’t purchased a rental before, there are a few things you need to know about the down payment. How Much You Can Expect to Put Down Put…
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Moorpark Chamber of Commerce Installation Dinner – Mark Richardson Chamber Board Member-

Such a great time at the Moorpark Chamber of Commerce Installation Dinner. So excited for Mark Richardson now a member of the Chamber board of Directors.

We Love Our Clients

“You guys make a great team we are very happy with the level of service that was provided. You went over the top especially in the last view days with these  hurdles. We will have no problem using you in the future, as well as recommending your team to family and friends. Thank you for…
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Six Housing Market Trends for 2019

You may have seen headlines about the housing market slowing down, but what does that mean for you? Knowing what’s happening will ensure that you don’t miss the opportunity of your dreams. There’s no crystal ball to look into, but it’s not hard to find trends already shaping the new year. We live in an…
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