As Top Producers in the mortgage industry every year we are able to offer almost every product available on the market today. This allows us to review our client’s qualifications, determine the best possible options and provide the best interest rates available. If you need money, you need us. We have loan programs for every need. We are able to help anyone who is considering purchasing a home. This includes first time buyers, move up buyers, second home buyers, and investors. We also assist with refinance transactions to help existing homeowner’s get a lower interest rate, reduce a mortgage term, or take cash out. Lastly, we offer Reverse Financing loans for those ages 62 and over. In addition, we can lend in multiple states across the country.

Our team of experienced professionals is knowledgeable in all facets of the mortgage industry by utilizing the most current technology for loan processing/underwriting, status updates and real time mortgage rate tracking. We are able to provide an unparalleled level of client interaction and communication. We pride ourselves by listening and fully understanding the needs of a client which allows us to seek and recommend a program best suited for the individual.

With over 29 years of experience, Mark & Darci Richardson have been recognized consistently for their commitment to excellence and top production.

Mark and Darci have been residents of Ventura County for over 56 years and are members and supporters of many community organizations and charities.

“We understand that it doesn’t matter how well we market and sell if we don’t provide the client an amazing experience. We know you have a choice in lenders and we would love to be one of `them.”