25 Years of Lending Experience 


Use one of our quick & easy tools to find out what you qualify for!

“We often hear that the experiences that our clients have working with us and CSMC Mortgage is far superior to those encountered at other lending institutions.”

“We’re proud of that difference, and of the long lasting relationships we have forged with our clients, their friends and their families!”

– Mark & Darci Richardson


Whether you are a first time buyer, move up buyer, second home buyer, or investor, we have a wide range of options to meet your unique needs.

See How Much You Qualify For


Get a lower interest rate, reduce a mortgage term, or take cash out with our refinance options. Strategy is key, and with over 25 years in the mortgage industry, we are highly qualified to help you find the right plan.

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The Richardson Team: Mark & Darci Richardson

Your Local Mortgage Team

Personal commitment to professional excellence, coupled with a strong desire to help others.


With over 25 years of experience, we have been recognized consistently for our commitment to excellence and top productions.

Community Involvement

We have been residents of Ventura County for over 48 years and are members and supporters of many community organizations and charities.

A Team of Experts

Our personal team made up of a loan processor (Christina), loan officer assistant (Barbara), and assistant (Karen) make the loan process work smoothly.

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Recently Named One of the Best Mortgage Refinance Companies in Simi Valley!

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CLIENT testimonials

We know you have a choice in lenders and we would love to be one of them.

Don’t just take our word for it. See what people are saying about us.

My husband and I used Mark several times over the years and were very pleased with his responsiveness and follow though. After my husband passed Mark was nothing more than understanding and compassionate in regards to my situation. When I thought my opportunity to refinance had passed, Mark was there to open the door. It has been such a pleasure to have the opportunity to work with such a professional individual. Thank you for making a difficult situation easy.

Susan F.

It’s been my pleasure to work with Mark and Darci Richardson of CSMC Mortgage. In today’s fast moving real estate market it is vitally important to deal with professional lenders who know how to get the job done. Fast and efficient loan qualifying is essential. Mark and Darci make it happen. Their follow through and overall communication with the client and the realtor sets them apart. I highly recommend giving them the opportunity to handle your loan requirements.

Steve C.

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Mark and Darci are really experts in Loan Processing and Customer Service. Going ‘Above and Beyond’ is the norm for them, not the exception. They always kept me informed throughout the whole process, were always available whenever I had a question and even assisted in guiding my buyer since this was a contingent purchase with concurrent closings. I highly recommend Mark and Darci! They are the “Real Deal” and Fantastic!!!

Stan P.

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