“We often hear that the experiences that our clients have working with us is far superior to those encountered at other lending institutions.”
“We’re proud of that difference, and of the long lasting relationships we have forged with our clients, their friends and their families!”
– Mark & Darci Richardson
PURCHASE A HOME
Whether you are a first time buyer, move up buyer, second home buyer, or investor, we have a wide range of options to meet your unique needs.
REFINANCE YOUR HOME
Get a lower interest rate, reduce a mortgage term, or take cash out with our refinance options. Strategy is key, and with over 28 years in the mortgage industry, we are highly qualified to help you find the right plan.
ABOUT US
The Richardson Team: Mark & Darci Richardson
Your Local Mortgage Team
At The Richardson Lending Team, we’re more than mortgage professionals — we’re your trusted partners in home financing. With over 29 years of industry experience, Mark and Darci Richardson are dedicated to delivering personalized, innovative mortgage solutions tailored to today’s competitive market.
We believe clear, consistent communication is the foundation of a successful loan experience. From application to closing, we guide you every step of the way, ensuring you feel informed, supported, and confident.
As lifelong residents of Ventura County, with over 56 years in the community, we are deeply invested in helping local families thrive. We are proud supporters of numerous community organizations and local charities, bringing the same passion for service to every client relationship.
“We understand that it doesn’t matter how well we market and sell if we don’t provide the client an amazing experience. We know you have a choice in lenders and we would love to be one of them.”
We can now lend in the following states:
AZ, CA, CO, FL, GA, HI, ID, MI, NV, OR, PA, TN, TX, UT, WA & WY
Named One of the Best Mortgage Refinance Companies in Simi Valley!
Learn More
Click to get prequalified! It will only take a minute
CLIENT testimonials
We know you have a choice in lenders and we would love to be one of them.
Don’t just take our word for it. See what people are saying about us.
My husband and I used Mark several times over the years and were very pleased with his responsiveness and follow though. After my husband passed Mark was nothing more than understanding and compassionate in regards to my situation. When I thought my opportunity to refinance had passed, Mark was there to open the door. It has been such a pleasure to have the opportunity to work with such a professional individual. Thank you for making a difficult situation easy.
Susan F.
It’s been my pleasure to work with Mark and Darci Richardson. In today’s fast moving real estate market it is vitally important to deal with professional lenders who know how to get the job done. Fast and efficient loan qualifying is essential. Mark and Darci make it happen. Their follow through and overall communication with the client and the realtor sets them apart. I highly recommend giving them the opportunity to handle your loan requirements.
Steve C.
Mark and Darci are really experts in Loan Processing and Customer Service. Going ‘Above and Beyond’ is the norm for them, not the exception. They always kept me informed throughout the whole process, were always available whenever I had a question and even assisted in guiding my buyer since this was a contingent purchase with concurrent closings. I highly recommend Mark and Darci! They are the “Real Deal” and Fantastic!!!
Stan P.
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WE SUPPORT our community
We are proud members and supporters of local organizations, such as:
